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4112 Tin Taqel * Pflugerville, TX 78660

Phone: (214) 454-8481  * Email:


Russell Appraisal Service 1/95-Present State Certified Appraiser 

· Prepare FHA and Conventional appraisals on single family, 2-4 family, condominiums, manufactured       homes and REOs

· Determine the need for repairs, the cost to cure and the valuation of REOs

· Perform appraisal field reviews and desk reviews for lender quality control

· Provide FHA/FNMA compliance inspections

· Sponsor and mentor trainees to become state licensed appraisers

NOTE: The job experience for Staff Appraiser and Inspector positions from 11/85-12/03 are the same as State Certified Appraiser experience for Russell Appraisal Service unless otherwise noted

CTX Mortgage Company 1/99-12/03 Staff Appraiser and Inspector

Sterling Capital Mortgage 4/95-1/03 Staff Appraiser and Inspector

CTX Mortgage Company 8/93-12/94 Regional Appraisal Manager

· Manage D/FW Regional Appraisal Department as a profitable cost center

· Perform desk and field reviews of staff appraisers for quality and consistency

· Staff Appraiser and Inspector

Texas Residential Mortgage 4/92-8/93 Appraisal Manager

· Establish appraisal department and manage as a profitable cost center

· Perform desk and field reviews on staff appraisers for quality and consistency

· Staff Appraiser and Inspector

CTX Mortgage Company 2/90-4/92 Staff Appraiser and Inspector 

Goodrich and Associates 11/89-2/90 Staff Appraiser and Inspector 

Hinton Mortgage and Invest. 11/85-10/89 Staff Appraiser and Inspector 

Plavco Mortgage Company 7/85-10/85 Review Appraiser 

· Perform desk reviews of FHA, VA and Conventional appraisals nationwide

· Train underwriting staff how to review appraisals and to understand government and investor appraisal guidelines

Fox and Jacobs Inc 10/83-7/85 Commitment Processing Manager

· Supervise the commitment processing of more than 50 subdivisions

· Resolve value problems and act as liaison to various government agencies

· Responsible for the administration and management of 7 Homeowners Associations from their inception until they are turned over to the homeowners while acting as both an Officer and Director of each association

Veterans Administration 2/77-10/83 Construction Analyst

· Perform desk reviews on VA appraisal reports and provide field reviews of VA appraisers,

inspectors and approved builders

· Review plans and specifications for acceptability and analyze reconsiderations of value

· Determine acceptability of subdivisions

· Resolve construction complaints of veterans


B.S. Political Science, University of Houston - 1975

Specialized training and continuing education classes required for acquiring and maintaining Real

Estate Broker License and Real Estate Appraiser State Certification


State Certified Appraiser TX1321855R expires 12/31/21

HUD Approved Inspector C201