Attention homeowners: Real estate appraisal services for in Pflugerville and Travis County
Here are the top seven reasons TX homeowners order from Russell Appraisal Service:
Need help determining the value of your house in or near Pflugerville, TX?
We at Russell Appraisal Service understand the unique needs of a consumer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Russell Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.
Appraisals to remove PMI
A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. Russell Appraisal Service is seasoned in helping clients just like you dismiss undesirable PMI insurance.
Challenging property tax assessments
Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Russell Appraisal Service is your strongest weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Russell Appraisal Service can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for verity? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.