Attention homeowners in Pflugerville and Travis County: Get an Appraisal today!
The top 7 reasons why TX homeowners call on Russell Appraisal Service:
Own a house in or near Pflugerville, TX and need help deciding the value of it?
At Russell Appraisal Service, we understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Russell Appraisal Service, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are qualified in helping homeowners just like you abolish unnecessary PMI insurance.
Challenge Travis county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that's declining or is not appreciating as much as other properties close by. This means you are probably paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Russell Appraisal Service is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Russell Appraisal Service can provide you with an expert appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for verity? In a field review we'll go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Russell Appraisal Service can We can assist you. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.