Attention homeowners: Real estate appraisal services for in Pflugerville and Travis County
The top reasons TX homeowners use Russell Appraisal Service:
Do you own a home in or near Pflugerville? Do you need help determining the value of your real estate?
At Russell Appraisal Service, we understand the particular needs of a homeowner looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a homeowner that probably doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Russell Appraisal Service, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Russell Appraisal Service, we're veterans in helping people just like you remove unwanted PMI insurance.
Challenging a property tax assessment
Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Russell Appraisal Service is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be difficult from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Russell Appraisal Service can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you would wish to have a veteran appraiser double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Russell Appraisal Service offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.