Need an appraisal in Pflugerville or Travis County?
The top seven reasons why TX homeowners order from Russell Appraisal Service:
Own a house in or near Pflugerville, TX and need help determining the price of it?
We at Russell Appraisal Service understand the special needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Russell Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.
Appraisals to cancel PMI
An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experienced in helping people just like you get rid of undesirable PMI insurance.
Challenging Travis county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that's going down. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from Russell Appraisal Service is your best weapon.
Was your HELOC recently frozen?
If your property is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Russell Appraisal Service can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a professional to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Russell Appraisal Service offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Russell Appraisal Service can help you with that. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.